When you have an HCOL, Here Are Some Frugal Living Tips

thefemaleprofessional.com Learn more

Anyone who lives in an HCOL area can attest to how difficult it can be to save money. Frugal living can help to save money each month while still investing and maintaining life’s little pleasures.

[{"selector":"#anim-219d63d4-a2e5-43e9-8ec3-e631540fffb3","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-f4a0ff91-89af-43b4-a8b7-92b260c767d2","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-f73b32c2-fee5-4a3e-99e6-9d276064521b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-54cc6691-bbfc-4895-81d5-66cb18edf7c3","keyframes":{"transform":["translate3d(0px, 213.26444%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2bbb576d-436a-42f7-b871-2ac7dc9e0632","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-98d03539-f37b-4ddf-9fb5-d1b38d537ab8","keyframes":{"transform":["translate3d(0px, 162.56191%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Learn more

What is HCOL?

[{"selector":"#anim-7d91b9b0-7613-4fd2-99b0-cda991256d46","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d0092c81-02d8-42fe-84bb-08487543cdeb","keyframes":{"transform":["translate3d(-115.18988%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2f51772b-e87d-42c8-b818-958746bc1622","keyframes":{"opacity":[0,1]},"delay":200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-416146f9-0302-4def-8284-52b135f9b704","keyframes":{"transform":["translate3d(-115.18988%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] HCOL stands for “high cost of living.” Depending on where you live, this can vary greatly. Learn more

How Can You Live in a HCOL and Still Save?

[{"selector":"#anim-af7ba70e-3b80-4b64-b25c-4be3c5434d3f","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ad1b858f-5f78-4c34-9f41-9ac80e84c584","keyframes":{"transform":["translate3d(100.00000%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0aaef7c3-a64d-4a53-9ff3-09b719f61603","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-676f26b8-5099-40ab-8924-84ed26c129da","keyframes":{"transform":["translate3d(-100%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-cb244913-cb92-46ff-8496-3cd7dc174e94","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c6093a03-f64b-46c8-8e6c-de4b72026d0a","keyframes":{"transform":["translate3d(95.40481%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2468a332-5d2c-4390-8c98-a43ee1191e8c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a8a5fe19-7f76-4869-87b3-08164fe1c5d6","keyframes":{"transform":["translate3d(-115.38462%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-c9b5605a-b400-4a10-9b69-0b71a03c8551","keyframes":{"opacity":[0,1]},"delay":200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3ff058f8-1f4a-4895-83af-218a802bdaa6","keyframes":{"transform":["translate3d(-115.38462%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d4d81e96-fcc9-4e09-88c1-c2ecc555315c","keyframes":{"opacity":[0,1]},"delay":200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2104e751-9241-405f-a7e7-0bf4b2be0780","keyframes":{"transform":["translate3d(-115.38462%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Learn more

How To Save In a HCOL

[{"selector":"#anim-8c76230d-fedc-41e4-9159-b320f7d89c61","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1c55a885-0dc4-4108-a964-b6305e962339","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-86afacdb-93f4-49f6-80fe-3989a63b10d2","keyframes":{"transform":["translate3d(0px, 513.56191%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-94cd5047-19e8-411a-b572-6399d84cdd67","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-011c3edd-1bfe-4bee-a75e-e4c74b74109e","keyframes":{"transform":["translate3d(0px, 255.32870%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Terrain Map Learn more

First Things First

[{"selector":"#anim-5cca13ed-15a2-44c1-932a-3050ad609dc9","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8ac67ba9-f840-40bb-9ecd-d31970abebae","keyframes":{"transform":["rotate(-355deg) translate3d(-94.15888%, 0px, 0) rotate(355deg)","rotate(-355deg) translate3d(0px, 0px, 0) rotate(355deg)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9eb4689e-35c0-4f49-8d75-2acee3de4182","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f149b829-d424-471e-b8df-33e5071f8248","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-6b8b6207-d725-4705-98e3-318b1ac784d2","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-26c2b882-4211-49df-9b87-d2221b45d9b7","keyframes":{"transform":["translate3d(-100%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7a8faee0-d446-496c-a77e-e0a83c3f053b","keyframes":{"transform":["translate3d(115.60510%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-35b1ba92-00c4-4f8f-b18e-bf97404b3554","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9b52fe9c-0341-4061-a89a-d68994abc2e5","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-c3ea6ebb-54a1-4dd6-863d-e4f39c148620","keyframes":{"transform":["translate3d(115.60510%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6dfc3fd5-41c8-437d-9019-c4e608297b97","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5ad7fbc2-81e7-4e98-8f4d-c17538c898ea","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] White Bag Learn more

Next, Develop a Frugal Living Mindset

[{"selector":"#anim-99c871a9-e88e-44a4-a11e-6b3c83128ba4 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-31.231733933849913%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-c44ce9d1-e1d4-4f1e-896e-d5b9f0e3a24a","keyframes":{"opacity":[0,1]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-12cd1051-1f52-4524-a219-5a3ff841aa95","keyframes":{"opacity":[0,1]},"delay":1800,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2fcedf63-6468-4460-8764-c5f1bbb85407","keyframes":{"opacity":[0,1]},"delay":1800,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Learn more

For More Info Visit The Female Professional

[{"selector":"#anim-ec70bdcd-1b60-4198-9248-4817dc21c5d3","keyframes":{"transform":["rotate(-24deg) translate3d(-86.95652%, 0px, 0) rotate(24deg)","rotate(-24deg) translate3d(0px, 0px, 0) rotate(24deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8225a09c-a54a-49ea-b035-fb9eedba4fdc","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-101f2c3a-6125-45df-9bf2-87f524cb8ce1","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-b80a5cfd-bde3-4406-a5a0-bed00599f3e8","keyframes":{"transform":["rotate(-336deg) translate3d(80.02350%, 0px, 0) rotate(336deg)","rotate(-336deg) translate3d(0px, 0px, 0) rotate(336deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-4bce5898-f2d5-452f-a3e8-8df1d15b468f","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-eba454e2-e25e-4794-b32c-2db80c84bfbf","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-e6dfbd69-81aa-430c-bb28-65851c0ec55b","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-efcfa3f2-efef-4330-843b-769f08a93324","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-45c80fd3-abd4-41d0-beba-cc1f9124a043","keyframes":{"opacity":[1,1]},"delay":0,"duration":500,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-eee74311-b206-4520-b62e-199ca81ef28a","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":500,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Visit For More

Other stories

[{"selector":"#anim-ab607a98-e8ab-4a40-9170-3636c9df5b40","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8c24ff81-68a8-4c4a-b0c7-44a3ad42fb6f","keyframes":{"transform":["translate3d(259.40593%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9b4ed3db-f887-49f1-8d29-bd910f78672f","keyframes":{"opacity":[0,1]},"delay":300,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8bca374e-8fb2-4f3f-b4cb-8471c83c8f21","keyframes":{"transform":["translate3d(42.07921%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":300,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-89b23953-157f-4d77-9f68-5888ef574911","keyframes":{"opacity":[0,1]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-313645ca-2ac0-4f5f-83f1-d6936fb46b3d","keyframes":{"transform":["translate3d(151.50000%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1bbc084c-d6a6-48c6-8081-ef94a7007d21","keyframes":{"opacity":[0,1]},"delay":600,"duration":1600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-22e17d72-a464-4d38-8321-bd6485bf842b","keyframes":{"opacity":[0,1]},"delay":500,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-25a89880-0c32-4eac-846e-7dde6aea0b01","keyframes":{"transform":["translate3d(-44.55445%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":500,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-258863f9-52d6-41dd-a0ad-020b680e3345","keyframes":{"opacity":[0,1]},"delay":300,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b860d096-771e-4f1d-8833-ca4edcbfab25","keyframes":{"transform":["translate3d(-260.89109%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":300,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-30e8c46d-573f-44cd-997d-43c6678effcc","keyframes":{"opacity":[0,1]},"delay":400,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1e1a2beb-7f52-44f2-a7f9-132270b44abd","keyframes":{"transform":["translate3d(-154.5%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-eecd3e52-1c5e-4253-ab24-fb3bd28fac4f","keyframes":{"opacity":[0,1]},"delay":600,"duration":1600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] 9 Budgeting Apps To Get Your Personal & Professional Expenses On Track Why Having Emergency Savings Should Be a Financial Priority

When you have an HCOL, Here Are Some Frugal Living Tips

Anyone who lives in an HCOL area can attest to how difficult it can be to save money. Frugal living can help to save money each month while still investing and maintaining life’s little pleasures.

What is HCOL?

How Can You Live in a HCOL and Still Save?

Break Down Your Expenses

It doesn’t have to be super specific line-by-line budgeting to live frugally, but you need to be aware of fixed and variable costs.

How To Save In a HCOL

Hopefully, breaking down expenses this way helps to view everything as either in our control or out of it.

First Things First

– Take care of your fixed expense – Invest consistently where you feel comfortable – Save into your emergency fund for a rainy day (at least 6 months’ worth)

Next, Develop a Frugal Living Mindset

You control where you spend your money, and you should use that power to make sure you do everything possible to spend it wisely.

For More Info Visit The Female Professional

Other stories