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What to Know About Homeowners Insurance
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Homeowners insurance is super important to protect you, your home and your belongings. See what you need to know before you jump into those crazy premiums!
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What Does Homeowners Insurance Cover?
– Damages to the exterior of a home
– Damages to the interior of a home
– Loss or damage to personal asset
– Injuries that occur on the property
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There are 3 Types of Homeowners insurance
1. Actual cash value
2. Replacement costs
3. Guaranteed (or extended) cash/replacement cost
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The cost of homeowners insurance is based on:
– Location – Home price, age and condition – Your credit history – Your deductible – Bundling payments
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When to get homeowners insurance
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As soon as you buy your home! Look into it and start to compare your options.
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