What to Know About Capital One’s Venture X Credit Card

There's a new travel credit card on the block that's giving the others a run for their money.  Read more here about Capital One's Venture X Credit Card!

The Venture X Credit Card

 First, it offers 10x miles on travel purchases, including hotels and rental cars; you get 5x miles for flights and 2x miles on everything else, including everyday purchases. You gain the maximum number of miles by booking through the Capital One travel site.

Current Sign-On Bonus Offer

A generous 75,000 bonus miles if you spend $4000 in the first three months.  In addition, they will give you 10,000 bonus miles (equal to $100 travel credit) starting on the first anniversary of getting the card. I don’t think any other card offers this.

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Card Perks

– No foreign transaction fees.  – $300 in travel credit on qualifying purchases.  – Access to Capital One & partner airport lounges – $100 towards TSA precheck or Global entry. – Snag hard-to-get reservations at some exclusive restaurants.

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First, you can redeem your credits toward past travel purchases (must be done within 90 days) Or, use miles towards future travels.  Booking through Capital One, & apply credits at checkout.  Or, transfer miles to partner companies and book directly on those company websites.

How Are Awards Miles Redeemed?

What’s The Catch

A $395 annual fee; However, this price is much less compared, for example, to American Express Plantium’s now $695 cost. If you fully utilize the $300 annual statement credit you can earn, the net cost of using Venture X is only $95. In addition, approval for Venture X requires an excellent credit rating.

For More Info on the Venture X Visit The Female Professional