The Only Four Spending Habits You Need To Live By

No matter what, your spending habits will dictate your financial present and future. I wanted to share some of my own spending habits that have helped me get to where I am today.

1 – Pay off Debt, and Avoid Accumulating More

Pay off your credit cards each month; put extra payments towards your student loans; don’t take loans to buy things you don’t need.

2 – Pay yourself first

It means save first, invest second, spend later. This is probably the best spending habit you can develop for yourself.

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3 – Use Different Services To Your Advantage

There are ways to get money back, get free money, and earn discounts. Use them. Make it a point to look for them to support your frugal living goals.

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Discounts and Cashback options

These are things I’m buying anyway, and if you’re an online shopper you can really get a lot of money back.

4 – No More Instant Gratification

Delayed gratification is the new kid on the block. Wait before you buy; research before you spend; think before you splurge.

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