The Only 4 Spending Habits You Need To Live By

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[{"selector":"#anim-3cb9df7b-acbb-4b9f-93d9-41c6a4f59e48","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-e541e802-e25a-48cd-b38e-3c3d1e8a8a0b","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-1e7ef4ec-9d29-4d02-bc20-490eca6f3f65","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9f0ae89c-da10-4638-8eaf-24f0e4935235","keyframes":{"transform":["translate3d(0px, 210.55127%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d9788013-96f4-469e-aed0-11ef88c1e5c4","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b8238958-8a83-4e32-b14c-e2fb70f927ca","keyframes":{"transform":["translate3d(0px, 183.37217%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] As someone who managed to pay off all my student loans within a year of starting my job, and went on to buying a house a year after that, I wanted to share some of my own spending habits that have helped me get to where I am today. Learn more

1 – Pay Off Debt, And Avoid Accumulating More

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2 – Pay Yourself First

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3 – Use Different Services To Your Advantage

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4 – No More Instant Gratification

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Spending Habits: Final Thoughts

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The Only 4 Spending Habits You Need To Live By

1 – Pay Off Debt, And Avoid Accumulating More

Pay off your credit cards each month; put extra payments towards your student loans (if you can); don’t take loans to buy things you don’t need.

2 – Pay Yourself First

It means save first, invest second, spend later. This is probably the best spending habit you can develop for yourself.

3 – Use Different Services To Your Advantage

There are ways to get money back, get free money, and earn discounts. Use them.

4 – No More Instant Gratification

Wait before you buy; research before you spend; think before you splurge.

Spending Habits: Final Thoughts

These good spending habits can make a huge difference in preventing overspending and improving your savings.

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