The Best Money Borrowing Apps for 2022

Money is tight for many and loans are difficult. If you don't have an emergency fund and need some help, then these are the best money borrowing apps to try.

What is a Money Borrowing App?

It allows you to "borrow" from your next paycheck. So, its yours, but you're getting it earlier. Of course you have to be careful not to get stuck in a borrowing cycle!

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This is one of the options that you can use almost entirely for free.  Click to see more about how it works with your bank account!

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Dave is designed so that you can rest easy if you have a low bank balance. This protects you from overdraft fees and helps carry you until your next paycheck.


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This app serves as more of a budgeting tool, allowing you to get cash advances as well in case you need it.  See if it is something for your needs!

Downsides to using these apps

While the amounts you borrow are low, the interest rates can be high! Be careful to only use them if absolutely needed and sparingly.  Consider other cash options if you need it more!

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