The only 4 spending habits you need

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1 - Pay off debt

2 - Pay yourself first

Invest

Save

Plan

Spend

stocks/bonds

Emergency fund

Retirement/college funds

Bills/rent/debt

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How to Pay yourself first

3 - Use services and resources already out there 

Credit Card points

Cashback services

Seasonal sales

and more!

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Resources to Check

4 - Practice delayed gratification

Learn more through the link below!