No Credit Check Loans: What You Need to Know

If you have bad credit, getting a loan can feel almost impossible. No credit check loans can help. 

What Is a No Credit Check Loan?

A no credit check loan is pretty simple in concept – it’s a loan that doesn’t require the lender to pull your credit history to qualify.

What Your Credit Score Means

- 720+ Excellent    - 690 – 719 Good   - 630 – 689 Fair    - <630 Poor

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How to Check Your Credit Score for Free

You are legally entitled to get a free copy of your credit report once a year from each of the three major credit bureaus (Transunion, Equifax, and Experian).

What If I Have Bad Credit?

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If you have a borderline score, with a few tweaks and a little time, you can raise it significantly and be able to access more favorable loans.

If you’re in an emergency and don’t have time to work on your credit score, you may have to move on to the no credit check options available to you.

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