How to Stop Spending Money You Don't Have

Avoid debt by knowing how to stop spending money you don’t have. . These strategies help  to stop spending money on things you don’t need, and to keep track of what you ARE spending on so that you can eliminate waste.

First, make a budget

Knowing how much money you have coming in and where it's going.  Be transparent with yourself so that you can know where to cut out the excess.

Always save before you spend

Save first, and spend for fun with whatever you have leftover. This is sure to protect you from over spending!

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How to stop spending money: reduce your credit cards

The fewer the cards, the less to keep track of, the less you'll be tempted to spend!

Prioritize Your Spending

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Buy what really matters to you, or makes your life better. Don't worry about what others are prioritizing.

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