How To Stop Spending Money You Don’t Have

What follows are some strategies on how to stop spending money unnecessarily on things you don’t need, and to keep track of what you ARE spending on so that you can eliminate waste.

Make A Budget

Knowing how much you have to spend each month is probably the first thing you should figure out.

Save Before You Spend

If you currently spend before you save – flip the switch and start saving first. Then see how much you have leftover to spend.

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Reduce Your  Credit Cards

Eliminate extra cards until you’re down to two or three. Initially, this may lower your credit score, however, I think in the long run you’re doing yourself a favor.

Prioritize Spending

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Make a list of the things that matter to you most. In order to get the most out of your money, you need to be spending wisely.

Compare Prices

Shop around before you buy anything and compare prices. This takes some time, but can be so worth it!

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