How to Lock Your Credit – And If You should

If you’re worried about identity theft or deal with a lot of online transactions then knowing how to lock your credit can come in handy. Here’s a guest story on how you can do so and if you should! 

What Is A Credit Lock?

Locking your credit is a preventative measure you can take to prevent any person or agency from accessing your individual information.

How Do You Lock Your Credit?

You will need to request locks for each credit report to prevent all credit checks as you navigate your way through, avoiding identity theft.

Terrain Map

How To Unlock Your Credit

Each credit bureau will request that you create a user account on their website or app when you join their program.

When You Should Lock Your Credit

White Bag

You will need to lock or freeze your credit when your personal information or social security number has been exposed due to a data breach.

How A Parent Can Freeze A Minor’s Credit

1. Organize All Necessary Paperwork. 2. Download the Application. 3. Mail the documents, applications/letters, and wait for a response from each bureau.

For More Info Visit The Female Professional