if you are single, without dependents, you may not need it, OR if you have a partner who has a sufficient bundle of their own money.
The younger and fewer responsibilities you have, the better the time to purchase. Your premiums will be much cheaper!
There are many different types and amounts of policies out there. Click to see how to determine what's best for your situation.
You don't necessarily need the most expensive policy! Do the proper calculations so you don't over pay for excess.
Yup, it's part of the process. Be prepared with information, and to have blood work done! Click for more details!