Frugal Living Tips To Save Money When You Have a High Cost of Living
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When you have a high cost of living (HCOl), living a frugal life can help you stretch your dollar further and save more. See how!
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First Breakdown your expenses:
What are your fixed vs variable expenses
What are your recreational expenses
What is the cost of your investments each month?
What about your debts?
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Always Pay Your Bills First
– Take care of your fixed expense – Invest consistently where you feel comfortable (the amount depends on your budget) – Save into your emergency fund for a rainy day (at least 6 months worth)
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Develop a Frugal Living Mindset
Don't buy things unless you need them
Don't get sucked into lifestyle inflation!
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Frugal Tip: Stretch Your Dollar
Look for the best deals
Buy in Bulk
Don't sign up for subscriptions
Invest in quality
Try DIY
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Daily Spending tips to stay Frugal
Watch your utilities- use more in off peak Discount grocery stores Watch for cheap gas!
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