The first step to this is to create a budget. A budget can help you determine your total income, spending habits and calculate your current net worth as well.
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As an American citizen, you have access to various types of retirement accounts such as 401(k) and IRAs which are long-term savings accounts with tax implications designed to help you add extra money to the accounts.
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The stock market conjures up ideas of windfall gains and losses – surely, it’s so risky to invest in shares these days. How do you decide which stocks to put your hard-earned money in?
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Understand where you are, what leverage you have to negotiate with, and where you’d like to end up.
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You don’t necessarily need another degree or high level skill set to start a side gig. What you need are skills that are in demand and that can be monetized.
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