Debt free since 2017; and what I’ve done since then

[{"selector":"#anim-09dd6ad3-4ce7-4d1e-b283-0b7ee05659df","keyframes":{"transform":["rotate(4deg) translate3d(93.19372%, 0px, 0) rotate(-4deg)","rotate(4deg) translate3d(0px, 0px, 0) rotate(-4deg)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ee597508-dd61-456a-bae6-19ec43aeaa3c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-fa33592d-0e88-4367-9672-a8273d50060c","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-c19e4b47-5aa8-4ace-b254-ff4154fb97fc","keyframes":{"transform":["translate3d(100.00000%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f3cdec8b-e449-4910-91b6-b5e4dbd11f88","keyframes":{"opacity":[0,1]},"delay":200,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-0443be24-abba-4aba-89b6-af89da14372c","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":200,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-a0efa8ef-e557-4152-9644-34fb35acd4a4","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-dd4fada1-a0aa-4683-92e1-7e20b3d643e3","keyframes":{"transform":["translate3d(-119.4079%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b5feda18-5462-4d50-84d7-523557f59f71","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b3011459-0311-4c90-b767-3a6a4de670ce","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-b902c32b-d0c4-48c9-b4f0-aa4db1377b73","keyframes":{"transform":["rotate(-357deg) translate3d(88.48167%, 0px, 0) rotate(357deg)","rotate(-357deg) translate3d(0px, 0px, 0) rotate(357deg)"]},"delay":100,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-29fcb5e5-8af8-4dcb-802f-219f179142dc","keyframes":{"opacity":[0,1]},"delay":100,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-799c9adf-3d5d-49fd-b7e7-d88b52041578","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":100,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] thefemaleprofessional.com Learn more

Once you’re done with debt, the savings and financial smarts doesn’t, and shouldn’t, stop. So, here’s how I’ve been spending with my “debt free” mindset and maybe it’ll give you some ideas too.

[{"selector":"#anim-7e8bd1ea-23ed-44de-a83a-c51ffb2f8211","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-ef894178-e788-4a0d-b940-e7cd723e6233","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-33da2193-80ec-4c5c-bb95-938fb8fe4a83","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-45c9b40c-59ef-4826-9754-f9aea929cd0b","keyframes":{"transform":["translate3d(0px, 210.55127%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-91e85f14-b2b2-4713-84b0-96b6a4656f63","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-409c5533-f4ac-4091-ad33-fd694d9cf6a7","keyframes":{"transform":["translate3d(0px, 169.56830%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Learn more

Savings and Investing

[{"selector":"#anim-4d7a088a-d754-4b10-aa2a-863f90d8f2e0","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a57a45ea-96f0-4d79-9d8e-70e6d69f4dff","keyframes":{"transform":["translate3d(-114.87342%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f6563f5c-edbc-4a5a-958a-07961c657083","keyframes":{"opacity":[0,1]},"delay":300,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-138479f1-87d0-44f4-a9d8-b67bdce97452","keyframes":{"transform":["translate3d(-115.18988%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":300,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Learn more

Traveling

[{"selector":"#anim-5cee343d-e940-43f3-b881-b982f3edf10b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5e57f0ea-8b99-481c-947c-c8dea93e86cc","keyframes":{"transform":["translate3d(100.00000%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-44e936f0-921b-46c5-b7b0-4348cf183404","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8deface5-c67e-4062-aa11-422cfe17f524","keyframes":{"transform":["translate3d(-100%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6d2e6a34-3cc1-44f8-a3a9-b48b73e39ec2","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-1220fcb9-a2d0-4672-876c-1817aa19311c","keyframes":{"transform":["translate3d(116.88312%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f7618e8b-ad4e-4672-8a92-a5b502c4d96b","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f4ecf4f7-d946-4efa-831d-7b7f2621268d","keyframes":{"transform":["translate3d(-116.13924%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-92b02303-4f46-4985-b0c6-a1c58f4cc8d6","keyframes":{"opacity":[0,1]},"delay":200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ecfcda3b-16d2-4260-a2f9-4cd7e86a3c90","keyframes":{"transform":["translate3d(-115.82278%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Learn more

Shopping for needs versus wants

[{"selector":"#anim-ffba43ed-fe2e-4eea-80d1-a856be05ae9d","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b4cd122c-2800-4879-96f2-00a026dac389","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7a8e0d6f-e608-4e87-a80e-7ea2b698ba64","keyframes":{"transform":["translate3d(0px, 563.84502%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-f14bed72-002d-4683-9e04-2ed4519ba125","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-d50dcc86-1285-4651-821f-6c625c4428c4","keyframes":{"transform":["translate3d(0px, 277.77767%, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] Terrain Map Learn more

My needs:

[{"selector":"#anim-328e25d1-1efa-4c4f-af57-64a2a7a41d76","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6a0fefbc-aaca-4fd3-8933-ddbc89e12eaa","keyframes":{"transform":["rotate(-355deg) translate3d(-94.15888%, 0px, 0) rotate(355deg)","rotate(-355deg) translate3d(0px, 0px, 0) rotate(355deg)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6392f569-184d-4731-b1df-e54056518988","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-7f7008d0-2e5a-4ea6-8a8d-0fae707b8a36","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-9b2f6eb7-408f-4559-9a8d-a8eca480ccbe","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-522e301a-a65c-444c-aabe-7a8c532f50ad","keyframes":{"transform":["translate3d(-100%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-62c99ce5-80c2-423d-a7fa-8f911fd29e20","keyframes":{"transform":["translate3d(-115.28663%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-8c349cc4-7f01-446b-8f29-69d9faf9cef6","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2d32fc66-42f6-434a-bfbd-9ca0bec5bd00","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-0ff2c77c-3a0a-4afc-b8b5-e805c35650be","keyframes":{"transform":["translate3d(115.28663%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2e765bcc-7c59-4421-9632-d8de8db6facd","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-208728f4-4de7-4657-81fe-d008fb848817","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] White Bag Learn more

My wants:

[{"selector":"#anim-0a13d92e-0398-4aef-9475-3d0554123896 [data-leaf-element=\"true\"]","keyframes":{"transform":["translate3d(-12.499999772451451%, 0, 0) translate(-25%, 0%) scale(1.5)","translate3d(0%, 0, 0) translate(0%, 0%) scale(1)"]},"delay":0,"duration":1200,"easing":"cubic-bezier(.14,.34,.47,.9)","fill":"forwards"}] [{"selector":"#anim-5149b030-3bcf-40af-8cd8-b02f5c134b88","keyframes":{"opacity":[0,1]},"delay":1200,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ae71ee8f-3981-468c-a40c-f6dfc9a3bc3a","keyframes":{"opacity":[0,1]},"delay":1800,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-ba3e6d38-8e82-4d1f-8eb8-b7e1261c8426","keyframes":{"opacity":[0,1]},"delay":1800,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] Learn more

For More Info Visit The Female Professional

[{"selector":"#anim-af6b722a-8ded-4797-9b6e-8ee0897792f2","keyframes":{"transform":["rotate(-24deg) translate3d(-86.95652%, 0px, 0) rotate(24deg)","rotate(-24deg) translate3d(0px, 0px, 0) rotate(24deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-22edd57d-a8f6-40e8-96a3-a97674deac3a","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bc5fca68-f3a2-476f-b8a6-860d49235519","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-2ad6bfdc-8025-49e4-95a9-8b19cafd0edd","keyframes":{"transform":["rotate(-336deg) translate3d(80.02350%, 0px, 0) rotate(336deg)","rotate(-336deg) translate3d(0px, 0px, 0) rotate(336deg)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-b43de7c2-264f-4a3e-90a4-e6a1936a955c","keyframes":{"opacity":[0,1]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e831bc92-63f8-4bc0-93e5-e63029d1a9bb","keyframes":{"transform":["scale(0.15)","scale(1)"]},"delay":0,"duration":1000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"forwards"}] [{"selector":"#anim-44ef8fea-81b4-4256-9181-7eea5c092088","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-f748d533-cd1b-46c4-a1c5-0aa1661afc84","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] [{"selector":"#anim-4209ae2d-0cf1-46d9-a5f4-af3dc43b2309","keyframes":{"opacity":[1,1]},"delay":0,"duration":500,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-0716c19c-2d47-44dc-b1d9-e4e93c9b9c10","keyframes":{"transform":["scale(3)","scale(1)"]},"delay":0,"duration":500,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Visit For More

Debt free since 2017; and what I’ve done since then

Once you’re done with debt, the savings and financial smarts doesn’t, and shouldn’t, stop. So, here’s how I’ve been spending with my “debt free” mindset and maybe it’ll give you some ideas too.

Savings and Investing

I’ve been saving a large portion of my paychecks. After paying off rent and bills, my account is debited weekly and money sent towards investments.

Traveling

My attending upgrade still involves travel, lots of it. Since this is what I spend most of my money on, though, I try to make what I spend truly worth it.

Shopping for needs versus wants

There are things you truly need in life (gas, groceries, rent etc) and things you “like to have” aka want.

My needs:

– Mortgage – Gas – Groceries – TV/Internet – Homeowners insurance/car insurance

My wants:

– New clothes – New shoes – Stuff for the house – Eating out/going out around town

For More Info Visit The Female Professional

Other stories