This can help you eliminate spending on some things you’re both paying for and get a sense of your actual shared bills to utilize your joint account better and start spending as a team.
By creating buckets, for example, using the 50/30/20 rule, you can start effectively planning with your money rather than just saving and spending sporadically.
Taking the time to learn each other’s money stories and how their attitudes developed over the years can help couples build intimacy and understanding.